Flood Insurance

Only NFIP policy holders in Sanibel and the city of Fort Myers are in good standing. Others at risk of losing steep discounts. Lee County and Fort Myers Beach officials are hoping they can help calm fears those federal notices may bring.

A good rating by FEMA means up to a 40% reduction for those who use the National Flood Insurance Program.

At stake is 10s of millions of dollars in flood insurance discounts that policy holders have enjoyed for years.

A decision to downgrade unincorporated Lee, Cape Coral, Bonita Springs and Estero's flood rating will prove costly to policy holders.

A federal judge has rejected a request by Florida and other states for a preliminary injunction to block changes to the National Flood Insurance Program that have led to higher premiums for many property owners --- though he ruled that a broader legal battle can continue.

The USF St. Petersburg study showed that 73% of the 1,667 residents polled mistakenly believe that they have flood insurance, while less than 5% actually have coverage.

Florida and other states are trying to fend off an attempt by the Biden administration to short-circuit a lawsuit challenging changes to the National Flood Insurance Program that have led to higher premiums for many property owners.

The Biden administration this week urged a federal judge to reject a challenge by Florida and other states to an overhaul of the National Flood Insurance Program that has led to higher premiums for many property owners.

New estimates from a data analysis company shows home insurance premiums in Florida have actually been rising faster than in any other state — a lot faster.

The lawsuit claims the overhaul of the National Flood Insurance Program will drive up homeowners' insurance rates for more than 1 million Florida policies.

The policy will force homeowners to also buy flood insurance — even if their homes aren’t in designated flood zones.

FEMA says its new rates better reflect the risk from more intense and frequent rain and floods. The increase could make housing unaffordable for some in the most flood-prone areas.